RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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More than just a pretty rate

A Great rate? You'll get that.

A Great result? You'll get that, too.

We’re purpose-driven mortgage and finance professionals who deliver more than just a pretty rate.

We help you navigate one of the biggest financial investments of your life – your mortgage. Bringing together the elements of financial strategy with a wealth of knowledge and expertise, our goal is to empower you to make informed and confident financial decisions.

Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
  Timezone: 1 · [ CHANGE ]

Selected Multiple Lenders (Fixed)
Interest*
5.49%
Comparison*
6.26%
   
5.54%
5.91%
   
5.54%
6.07%
   
5.59%
6.29%
   
Selected Multiple Lenders (Variable)
Interest*
5.88%
Comparison*
6.07%
   
5.94%
5.95%
   
5.94%
6.39%
   
5.99%
6.01%
   
Selected BIg-4 Lenders (Variable)
Interest*
6.15%
Comparison*
6.28%
   
6.29%
6.30%
   
6.54%
6.54%
   
6.79%
6.87%
   
Selected Invest Products (IO)
Interest*
5.79%
Comparison*
6.41%
   
5.79%
6.67%
   
5.84%
7.27%
   
5.89%
6.72%
   
We Believe Success Begins with Knowledge
Buying property, investing and planning for your future involves some of the biggest decisions in your life. Financial Elements’ PlanBE will give you the knowledge, backed by research, education and experience so you can be confident in making the right choices for you.
Your trusted partners in all areas of property finance.
We believe that our relationship doesn't end when the loan settles.
As a leading mortgage and finance brokerage, we focus on building long-lasting relationships, fostering transparency, and delivering exceptional results — it’s is at the heart of everything we do.​

OUR APPROACH

As highly experience mortgage brokers, property investors and real-estate professionals, we’ll work relentlessly to guide you into a product that is suited to your circumstances.

YOUR EXPERIENCE

We have a customer focused, solution driven attitude. Our aim is to be your trusted adviser driven by transparent advice, and backed by good old fashioned personal service..

THE PROCESS

We guide you through every step of the home buying or investment process – before and after settlement. We provide cutting edge insights on the property and money market..

Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)
  5.88% 6.07%*  
OWNER OCCUPIED VARIABLE
  5.49% 6.26%*  
OWNER OCCUPIED FIXED
  5.79% 6.41%*  
INVESTMENT IO
  5.69% 6.48%*  
INVESTMENT P&I
  5.49% 6.26%*  
FIXED RATES
  5.88% 6.07%*  
VARIABLE RATES
  5.99% 6.26%*  
INTRODUCTORY RATE
  6.59% 6.40%*  
DISCOUNT RATES
Why Partner with Financial Elements?
Partnering with Financial Elements and becoming part our of trusted Industry Network gives you the resources and tools you need to support your valued clients.
Invest Fixed Rates
Interest*
5.69%
Comparison*
6.48%
   
5.74%
6.13%
   
5.79%
6.41%
   
5.79%
6.67%
   
Invest Variable Rates
Interest*
6.18%
Comparison*
6.37%
   
6.19%
6.52%
   
6.22%
6.59%
   
6.24%
6.25%
   
Invest Interest Only
Interest*
5.79%
Comparison*
6.41%
   
5.79%
6.67%
   
5.84%
7.27%
   
5.89%
6.72%
   

Renovating Your Home To Be More Sustainable and Energy Efficient may Qualify You For a Lower-Rate Green Loan ..

The Green Home Offer provides a discount on your Standard Variable Rate home loan for eligible customers who buy, build or renovate their homes to be more sustainable and energy efficient. Eligibility criteria applies.

  Fixed Interest Only (P&I)
Interest*
5.69%
Comparison*
6.48%
   
5.74%
6.13%
   
5.79%
6.41%
   
5.79%
6.67%
   
  Variable Interest Only (P&I)
Interest*
6.18%
Comparison*
6.37%
   
6.19%
6.52%
   
6.22%
6.59%
   
6.24%
6.25%
   
  Invest Interest Only
Interest*
5.79%
Comparison*
6.41%
   
5.79%
6.67%
   
5.84%
7.27%
   
5.89%
6.72%
   
  Invest Loans
Interest*
5.69%
Comparison*
6.48%
   
5.74%
6.13%
   
5.79%
6.41%
   
5.79%
6.67%
   

Looking for Business, Personal, SMSF, or other Finance?

We can provide financial solutions for business, personal, equipment, and other needs.

Business Finance General
Interest*
6.44%
Comparison*
0.00%
   
6.59%
0.00%
   
6.60%
0.00%
   
6.69%
0.00%
   
  Business Vehicle Options
Interest*
6.49%
Comparison*
6.86%
   
Selected Personal Loans
Interest*
6.89%
Comparison*
7.10%
   
7.00%
8.41%
   
7.49%
8.18%
   
7.99%
9.18%
   
  Selected SMSF Options
Interest*
7.69%
Comparison*
0.00%
   
7.69%
0.00%
   
7.69%
0.00%
   
7.69%
0.00%
   

More than just a pretty rate™

Read our blog to gain valuable insights.
Not all Mortgage Brokers are created equal. Read our blog to get valuable expert insights.
House handing from free
First Home Buyer
Estela Singh

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