To refer a friend for a home loan and qualify for any reward, your family member or friend must (i) not already be an existing or previous client; (ii) be an Australian resident; and (iii) be over 18 years of age (iv) mortgage settled must be on or above $400 000. You cannot refer yourself.

We reservs the right to vary, supplement or discontinue any referral promotion and these Terms and Conditions at any time without prior notice. If withdrawn, we will honour all referrals entered before the promotion is withdrawn, provided that the loan is approved and funded. Referral Promotions are not applicable in conjunction with any other promotional offer, unless expressly indicated. Terms, conditions, fees and charges apply.