Bank Products – Financial Elements

NAB Personal Loan

With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.

Category: Personal Loans Last Updated May 29, 2024 Effective December 18, 2024

General Lending Rates

Rates listed below are for a FIXED product. Additional Information The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch.

Interest Rate
8.49% PA

Comparison Rate
9.54%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

Fixed Rate Loan Maximum Rate

Minimum: 12 MONTH Maximum: 84 MONTH

Lending Rate Type: Fixed
Interest Rate: 20.49%, Comparison Rate 21.49%
Repayment Type:
Loan Purpose:

Lending Rate Type: Variable
Interest Rate: 8.49%, Comparison Rate 9.54%
Repayment Type:
Loan Purpose:

Lending Rate Type: Variable
Interest Rate: 20.49%, Comparison Rate 21.49%
Repayment Type:
Loan Purpose:

Product Features

Redraw

Digital Banking

Product Eligibility

Natural Person

Residency Status - An Australian Or New Zealand Citizen, An Australian Permanent Resident Or Have An Acceptable Temporary Residency Visa.

Min Age - 18. Additional Information: 18 years or older

Other Additional Information: Lending criteria apply

Bank Fees and Charges

Application Fee (Upfront), Amount: 250.00.

Monthly Fee (Periodic), Amount: 10.00.

Limitations & Restrictions (Constraints)

Max Limit of 55000.00 Additional Information: All loans must be in multiples of $100.

Min Limit of 5000.00 Additional Information: All loans must be in multiples of $100.