RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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  Education Community online-only Special Fixed Rate Personal Loan

Our Education Community online-only Special Fixed Rate Personal Loan is available to any employee that works in the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA. This product is available just for applications received through our digital channels when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
Category: Personal Loans  Last Updated April 28, 2024  Effective May 27, 2020

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information Education Community online-only special fixed rate personal loan
Interest Rate
7.69% PA
Comparison Rate
7.69%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Other Additional Information: Unlimited extra repayments
  • Other Additional Information: Early repayment (no penalty)

 Product Eligibility

  • Student Additional Information: Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
  • Employment Status - Education Community. Additional Information: Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Personal Loan Application (Upfront), Amount: 0.00.
  • Increase To An Existing Personal Loan (Event), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 15000.00 Additional Information: Minimum loan amount
  • Max Limit of 100000.00 Additional Information: Higher amounts can be considered.

 Document Downloads

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