RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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  New Car Loan Personal Lending 1-5 Years Fixed Unsecured

New Car Loan Personal Lending 1-5 Years Fixed Unsecured
Category: Personal Loans  Last Updated November 14, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
9.79% PA
Comparison Rate
10.07%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Minimum of $500 per redraw
  • Digital Banking
  • Npp Payid

 Product Eligibility

  • Other Additional Information: Available to Members only
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

 Bank Fees and Charges

  • Loans With A Fixed Rate Term - Break Cost Fee (Event), Amount: 0.00. Additional Information: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost
  • Arrears Fee (Event), Amount: 20.00.
  • Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.
  • Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00

 Document Downloads

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