RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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  Personal Overdraft

Our variable rate revolving credit facility can be attached to selected transaction accounts. Visa debit cards can be linked to a Personal Overdraft
Category: Overdrafts  Last Updated June 28, 2011  Effective March 6, 2001

 General Lending Rates

Rates listed below are for a VARIABLE Interest Only product. Additional Information Personal Overdraft rate
Interest Rate
15.25% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Card Access Additional Information: A card is available for the product to access funds
  • Additional Cards Additional Information: Additional cards can be requested
  • Unlimited Txns Additional Information: Unlimited free transactions available
  • Free Txns Additional Information: Unlimited free transactions available
  • Free Txns Allowance Additional Information: Unlimited free transactions available
  • Overdraft Additional Information: Credit limit attached to account
  • Digital Wallet Additional Information: A Digital wallet can be attached to the product
  • Digital Wallet Additional Information: A Digital wallet can be attached to the product
  • Digital Wallet Additional Information: A Digital wallet can be attached to the product
  • Digital Wallet Additional Information: A Digital wallet can be attached to the product
  • Digital Wallet Additional Information: A Digital wallet can be attached to the product
  • Digital Banking Additional Information: Access is available to online banking features for the product
  • Digital Banking Additional Information: Access is available to online banking features for the product
  • Npp Payid Additional Information: This account can be used for PayID
  • Npp Enabled Additional Information: This account can be used can to receive funds as a result of a BSB/Number based NPP payment
  • Bill Payment Additional Information: Bpay
  • Notifications Additional Information: SMS alerts available
  • Other Additional Information: Round-ups (destination account)
  • Other Additional Information: Lock, block and control your card
  • Other Additional Information: Business Banking can be attached to the product

 Product Eligibility

  • Min Age - 18. Additional Information: Credit limits only available to members aged 18 and over
  • Residency Status - Australian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Transaction (Transaction), Amount: 0.00.
  • Arrears (Event), Amount: 15.00.
  • Currency Conversion (Event), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Balance of 500.00 Additional Information: Minimum loan amount
  • Max Balance of 50000.00 Additional Information: Maximum loan amount
  • Opening Balance of 500.00 Additional Information: Minimum loan amount
  • Min Limit of 500.00 Additional Information: Minimum loan amount
  • Max Limit of 50000.00 Additional Information: Maximum loan amount

 Document Downloads

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