Variable Home Loan Package
Our Variable Home Loan Package is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Category: Home Loans Last Updated July 24, 2024 Effective July 31, 2016
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Owner Occupied P&I Package Variable ≤60% LVR
Interest Rate
6.04% PA
6.04% PA
Comparison Rate
6.41%PA*
6.41%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 6.44%
- Lending Rate Type: Variable
- Interest Rate: 6.44%, Comparison Rate 6.81%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 7.24%
- Lending Rate Type: Variable
- Interest Rate: 7.24%, Comparison Rate 7.13%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 6.09%
- Lending Rate Type: Variable
- Interest Rate: 6.09%, Comparison Rate 6.46%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 7.14%
- Lending Rate Type: Variable
- Interest Rate: 7.14%, Comparison Rate 7.50%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
INVESTMENT, VARIABLE, 6.22%
- Lending Rate Type: Variable
- Interest Rate: 6.22%, Comparison Rate 6.59%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.52%
- Lending Rate Type: Variable
- Interest Rate: 6.52%, Comparison Rate 6.95%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.69%
- Lending Rate Type: Variable
- Interest Rate: 6.69%, Comparison Rate 7.05%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.99%
- Lending Rate Type: Variable
- Interest Rate: 6.99%, Comparison Rate 7.16%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.59%
- Lending Rate Type: Variable
- Interest Rate: 6.59%, Comparison Rate 6.98%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.29%
- Lending Rate Type: Variable
- Interest Rate: 6.29%, Comparison Rate 6.66%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
Product Features
- Offset Additional Information: Can be 100% offset when linked to a Home Loan Offset Account
- Other Additional Information: No loan application or monthly fee
- Redraw Additional Information: Extra repayments can be withdrawn at no cost
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Application Fee (Upfront), Amount: 0.00.
- Increase An Existing Home Loan Package (Event), Amount: 0.00.
- Annual Fee (Periodic), Amount: 395.00.
- Settlement Fee (Upfront), Amount: 0.00.
- Split Loan Fee (Event), Amount: 150.00.
- Split Loan Fee (Event), Amount: 100.00.
- Guarantor Application Fee (Event), Amount: 200.00.
Limitations & Restrictions (Constraints)
- Min Limit of 150000.00 Additional Information: Minimum loan amount
- Max Limit of No Limit Additional Information: Maximum loan amount
Document Downloads
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