Clear Path Variable Home Loan

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 7.04%, Comparison Rate 6.86%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.49%, Comparison Rate 6.61%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 9.12%, Comparison Rate 7.83%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.39%, Comparison Rate 6.51%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 8.24%, Comparison Rate 8.35%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.89%, Comparison Rate 7.19%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 8.87%, Comparison Rate 8.98%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 8.63%, Comparison Rate 7.54%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.64%, Comparison Rate 7.07%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.64%, Comparison Rate 6.76%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.74%, Comparison Rate 7.86%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.84%, Comparison Rate 7.96%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.79%, Comparison Rate 6.91%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Other Additional Information: Available for all loan amounts

• Offset Additional Information: 100% mortgage offset account

• Other Additional Information: Flexible repayment options - weekly, fortnightly, monthly

• Other Additional Information: Borrow up to 95% of the property value, inclusive of Lender's Mortgage Insurance* (Principal and Interest Lending) or 90% of the property value, excluding Lender's Mortgage Insurance* (Interest Only Lending) for Owner Occupiers; Borrow up to 90% of the property value, inclusive of Lender's Mortgage Insurance* (Principal and Interest or Interest Only Lending) for Investors

• Other Additional Information: One free valuation

• Redraw Additional Information: Unlimited free redraw- minimum $100.00 redraw. No fees apply

• Other Additional Information: No application fee

• Other Additional Information: Available for construction. During the construction period the Clear Path Variable Interest Only Rate will apply

• Other Additional Information: No minimum loan amount

 Product Eligibility

• Min Age - 18. Additional Information: Be 18 years of age or older

• Other Additional Information: Earn a regular income

• Other Additional Information: Have never been bankrupt

• Residency Status - Resident Or Citizen. Additional Information: Be an Australian citizen or permanent resident

 Bank Fees and Charges

• Monthly Fee (Periodic), Amount: 10.0000. Additional Information: Discounts may apply in some cases. Refer to your Loan schedule for details.

• Default Fee (Event), Amount: 30.0000. Additional Information: Payable 10 days after a repayment date if you have not paid your repayment or any other payment in full on or before that repayment date. A further default fee is payable 10 days after the repayment date in each subsequent month until all overdue amounts are paid.

• Settlement Fee (Upfront), Amount: 150.0000.

• Substitution Of Security (Event), Amount: 300.0000. Additional Information: Payable if we agree to substitution of a security for another security.

• Government And Other Charges (Variable), Amount: Not Listed.. Additional Information: Fees payable to third parties. Fees may include but are not limited to - Mortgage duty, Mortgage lodgement fee, Land title search fee etc. Fees may vary by state. Refer to your loan schedule for a complete list of third-party fees that apply to your account.

• Construction Loan Fee (Upfront), Amount: 250.0000.

• Production Fee (Event), Amount: 150.0000. Additional Information: Payable if a certificate of title or any security is requried to be produced to another financial institution.

• Consent Fee (Event), Amount: 300.0000. Additional Information: Payable whenever we give consent (following a request from you) to a change in security.

• Security Release Fee (Event), Amount: 350.0000. Additional Information: Payable when we agree (at your request) to discharge a security.

 Document Downloads

  personal-banking-guide-to-fees-and-charges.pdf (720.6 KB)