Family Home Guarantee (Bendigo Complete Home Loan)
The Family Home Guarantee is now available to single legal guardians of children, for example aunts, uncles and grandparents. The Family Home Guarantee mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest. * Check Eligibility Criteria for Scheme Loans
Category: Home Loans Last Updated December 16, 2024 Effective December 18, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.74% PA
5.74% PA
Comparison Rate
6.36%PA*
6.36%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.44%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.74%
- Lending Rate Type: Fixed
- Interest Rate: 5.74%, Comparison Rate 6.36%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.41%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.39%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.38%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 6.24%
- Lending Rate Type: Variable
- Interest Rate: 6.24%, Comparison Rate 6.46%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Offset Additional Information: Up to six 100% Offset Accounts per loan
- Redraw Additional Information: Online redraw available
- Other Additional Information: Weekly, fortnightly or monthly repayments
- Other Additional Information: Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Product Eligibility
- Min Age - 18.
- Other Additional Information: Credit and Lending Criteria, Fees and Charges Apply
- Other Additional Information: Check Eligibility Criteria for Scheme loans.
Bank Fees and Charges
- Monthly Fee (Periodic), Amount: 15.000000.
- Discharge Administration Fee (Exit), Amount: 350.000000.
- Establishment Fee (Upfront), Amount: 784.000000. Additional Information: Incorporates all standard upfront fees into this amount (That is, Application Fee $150, Standard Documentation Fee $250, Settlement Fee $100, Title Search Fee $50, Standard Valuation Fee $234)
- Variation Fee - Simple (Event), Amount: 150.000000.
- Variation Fee - Complex (Event), Amount: 300.000000.
- Building Loan Fee - Contract Builder (Upfront), Amount: 100.000000.
- Building Loan Fee - Owner Builder (Upfront), Amount: 200.000000.
- Guarantee Administration Fee (Upfront), Amount: 250.000000.
- Rate Variation Fee (to Renegotiate Rate) (Event), Amount: 100.000000.
- Repayment Recalculation Fee (Event), Amount: 50.000000.
- Interest Prepayment Fee (Payment), Amount: 85.000000.
- Default Fee (Event), Amount: 35.000000.
- Duplicate Fee (Event), Amount: 16.500000.
- Bank Cheque Fee (Event), Amount: 10.000000.
Limitations & Restrictions (Constraints)
- Opening Balance of 5000.00
- Min Limit of 1.00
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