Suncorp Bank Clear Options Standard Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 21.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards

• Unlimited Txns

• Balance Transfers Additional Information: 0% p.a. for 20 months on balance transfers

• Digital Wallet

• Digital Banking Additional Information: Internet Banking

• Bill Payment

• Digital Wallet

• Card Access

• Digital Wallet

 Product Eligibility

• Min Age - 18.

• Min Income - 25000.00.

• Residency Status - Australian Permanent Resident.

• Natural Person

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 55.00.

• Additional Cardholder Fee (Periodic), Amount: 0.00.

• Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

• Domestic Cash Advance Fee (Withdrawal), Amount: 3.50. Additional Information: 3.5% of transaction amount, minimum charge of $3.50

• International Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: 1.50% cash advance fee (after conversion to australian dollars) and you may be charged a foreign currency exchange fee (if you're withdrawing in a foreign currency). Use of ATMs not owned by suncorp may also incur a foreign ATM fee. $1000 withdrawal limit applies.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3.40% International Transaction fee. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas.

• Dishonoured Payments Of Cheques And Easi-pay (Event), Amount: 15.00. Additional Information: $15 fee will be charged to your acccount at the time of dishonour, and interest is charged on the outstanding amount.

• Overlimit Fee (Event), Amount: 40.00. Additional Information: A $40 overlimit fee applies when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit. Overlimit fee applies to accounts activated prior to 1 July 2012.

• Balance Transfer (Event), Amount: 0.001. Additional Information: 0% p.a. for 20 months on balance transfers. 1% balance transfer fee applies. Balance transfer reverts to cash advance rate.

 Limitations & Restrictions (Constraints)

• Max Limit of 20000.00

• Min Limit of 2000.00