Education Community Credit Card
Our Education Community Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances as well as a low ongoing interest rate after the first 6 months. You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
Category: Credit and Charge Cards Last Updated February 11, 2024 Effective December 15, 2016
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 11.49%
- Lending Rate Type: Purchase
- Interest Rate: 11.49%, Comparison Rate 0.00%
- Repayment Type: Interest Only
- Loan Purpose:
, CASH_ADVANCE, 11.49%
- Lending Rate Type: Cash Advance
- Interest Rate: 11.49%, Comparison Rate 0.00%
- Repayment Type: Interest Only
- Loan Purpose:
Product Features
- Free Txns Additional Information: Unlimited free transactions available
- Card Access Additional Information: A card is available for the product to access funds
- Additional Cards Additional Information: Additional cards can be requested
- Unlimited Txns Additional Information: Unlimited free transactions available
- Free Txns Allowance Additional Information: Unlimited free transactions available
- Overdraft Additional Information: Credit limit attached to account
- Digital Wallet Additional Information: A Digital wallet can be attached to the product
- Digital Wallet Additional Information: A Digital wallet can be attached to the product
- Digital Wallet Additional Information: A Digital wallet can be attached to the product
- Digital Wallet Additional Information: A Digital wallet can be attached to the product
- Digital Wallet Additional Information: A Digital wallet can be attached to the product
- Digital Banking Additional Information: Access is available to online banking features for the product
- Digital Banking Additional Information: Access is available to online banking features for the product
- Npp Payid Additional Information: This account can be used for PayID
- Npp Enabled Additional Information: This account can be used can to receive funds as a result of a BSB/Number based NPP payment
- Bill Payment Additional Information: Bpay
- Notifications Additional Information: SMS alerts available
- Other Additional Information: Round-ups (destination account)
- Other Additional Information: Lock, block and control your card
- Other Additional Information: Business Banking can be attached to the product
Product Eligibility
- Min Age - 18. Additional Information: Credit limits only available to members aged 18 and over
- Employment Status - Education Community. Additional Information: Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
- Business
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Lost Visa Card (Event), Amount: 10.00. Additional Information: Payable when you lose or misplace your VISA Card and we need to order you a new card
- Education Community Credit Card Periodic (Periodic), Amount: 0.00.
- Transaction (Transaction), Amount: 0.00.
- Arrears (Event), Amount: 15.00.
- Currency Conversion (Event), Amount: Not Listed..
Limitations & Restrictions (Constraints)
- Min Balance of No minimum balance is required
- Max Balance of No maximum balance is required
- Opening Balance of No minimum opening balance
- Min Limit of 1000.00 Additional Information: Min $1,000 for new accounts and $500 for increases to existing accounts.
- Max Limit of 20000.00
Document Downloads
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